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How Low Can Your Interest Rates Go?

With interest rates as low as 1.5% on your New H&H Home, you can save loads of cash every month! Are you ready to own your new home? The examples below may apply to you.  

 

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Example 1: Henry and his family are on the hunt for a new home. They have found the perfect 4 bedroom H&H home for $250,000. Henry served in the military and is eligible for a $250,000 VA Loan with no down payment and a 4% interest rate. The H&H New Home Consultant told him about the H&H Homes Low Interest Rate Program that will reduce his loan interest rates and monthly payments for the first 3 years of his mortgage. Henry chose the H&H Low Interest Rate Programs to save money every month and take his family on vacation! With Interest rates as low as 1.5%, he saved over $330 a month on his mortgage payment in the first year of home ownership, $200 a month in savings year two, and $70 a month in savings year three. Henry saved $7,200 in the first 3 years of reduced mortgage payments compared to what he would have spent on the original loan he was considering!
 
YearMonthly PaymentInterest RateMonthly SavingsYearly Savings
1$862.801.5%$330$3,960
2$987.802.5%$200$2,400
3$1,1221.613.5%$70$840
4+$1,266.714.5%$0$0

Total Savings $7,200*

Disclosure:  The Low Interest Rate Program projected payments above are based upon a VA loan in the amount of $250,000, interest rate of 4.50% effective 8/18/17 and a closing within 60 days. Savings shown are based on the same loan amount at the current market rate of 4.00% effective 8/18/17. Rates can change daily and are not guaranteed. The payment and savings amounts do not include homeowners insurance, property taxes, and VA funding fee which must be paid in addition to your loan payment. Your monthly mortgage payment may be higher. Closing costs are not included, and are assumed to be paid by the lender. If the closing costs are financed, the loan and payment amounts will be higher. Program cannot be combined with any other offer. Restrictions apply. Limited offer.*

 


 

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Example 2: Tracey has been saving for her first home and fell in love with an adorable $250,000 new H&H home. She planned to put 10% down on a conventional 30 year home loan with a 4% interest rate, and then learned about the H&H Homes Low Interest Rate Program. She learned that she could reduce her loan interest rates and monthly payment for the first 3 years of her mortgage! With interest rates as low as 1.5%, she saved over $290 a month on her mortgage payment in the first year of home ownership, $180 a month in savings year two, and $70 a month in savings year three. Tracey saved $6,480 in the first 3 years of reduced mortgage payments compared to what she would have spent on the original loan she was considering and was able to furnish and decorate her new home!
 
 
YearMonthly PaymentInterest RateMonthly SavingsYearly Savings
1$776.521.5%$290$3480
2$889.022.5%$180$2,160
3$1,010.353.5%$70$840
4+$1,140.044.5%$0$0

Total Savings $6,480*

Disclosure:  The Low Interest Rate Program projected payments above are based upon a loan in the amount of $225,000, a down payment of 10%, interest rate of 4.50% effective 8/18/17 and a closing within 60 days. Savings shown are based on the same loan amount at the current market rate of 4.00% effective 8/18/17. Rates can change daily and are not guaranteed. The payment and savings amounts do not include homeowners insurance, property taxes, and VA funding fee which must be paid in addition to your loan payment. Your monthly mortgage payment may be higher. Closing costs are not included, and are assumed to be paid by the lender. If the closing costs are financed, the loan and payment amounts will be higher. Program cannot be combined with any other offer. Restrictions apply. Limited offer.*

 


 

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Example 3: Kim and David want a new home. They have been researching homes for over a year and are eligible for a conventional 30 year home loan with a 4% interest rate and have $30,000 to put down. They are preparing to downsize and move from Ohio to South Carolina, and are concerned with the costs involved in moving their household so far. While researching they read about the H&H Homes Low Interest Rate Program. They read they could reduce their loan interest rates and monthly payment for the first 3 years of their mortgage! They decided to go ahead and write a contract on a $300,000 ranch style home with ample storage in an H&H neighborhood. With Interest rates as low as 1.5%, they saved over $350 a month on mortgage payments in the first year of home ownership, $220 a month savings year two, and $75 a month savings year three! Kim and David saved $7,740 in the first 3 years and were able to pay off all their moving costs!
 
YearMonthly PaymentInterest RateMonthly SavingsYearly Savings
1$931.821.5%$350$4,200
2$1,066.832.5%$220$2,640
3$1,212.423.5%$75$900
4+$1,368.054.5%$0$0

Total Savings $7,740*

Disclosure:  The Low Interest Rate Program projected payments above are based upon a loan in the amount of $270,000, a down payment of 10%, interest rate of 4.50% effective 8/18/17 and a closing within 60 days. Savings shown are based on the same loan amount at the current market rate of 4.00% effective 8/18/17. Rates can change daily and are not guaranteed. The payment and savings amounts do not include homeowners insurance, property taxes, and VA funding fee which must be paid in addition to your loan payment. Your monthly mortgage payment may be higher. Closing costs are not included, and are assumed to be paid by the lender. If the closing costs are financed, the loan and payment amounts will be higher. Program cannot be combined with any other offer. Restrictions apply. Limited offer.*

 


 

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Example 4: The Stevens family is expanding and outgrowing their beloved 3 bedroom starter home. They have been searching on the H&H website and found the perfect 5 bedroom home for $350,000. They are eligible for a conventional 30 year home loan with a 4% interest and plan to put 10% down. They need a larger home and more bedrooms, but with college debts still being paid off, they are worried about taking on a larger mortgage payment. They visited the model home in the neighborhood where they learned about a different option, the H&H Homes Low Interest Rate Program. With the program they can reduce their loan interest rates and monthly payment for the first 3 years of their mortgage! With interest rates as low as 1.5%, they started saving over $400 a month on their mortgage payment in the first year of home ownership, $250 a month savings year two, and $85 a month savings year three. With the $8,820 total savings in the first 3 years compared to the original loan they were offered, they were able to purchase their dream home and pay down their college debt!
 
YearMonthly PaymentInterest RateMonthly SavingsYearly Savings
1$1,087.131.5%$400$4,800
2$1,244.632.5%$250$3,000
3$1,414.493.5%$85$1,020
4+$1,596.064.5%$0$0

Total Savings $8,820*

Disclosure:  The Low Interest Rate Program projected payments above are based upon a loan in the amount of $315,000, a down payment of 10%, interest rate of 4.50% effective 8/18/17 and a closing within 60 days. Savings shown are based on the same loan amount at the current market rate of 4.00% effective 8/18/17. Rates can change daily and are not guaranteed. The payment and savings amounts do not include homeowners insurance, property taxes, and VA funding fee which must be paid in addition to your loan payment. Your monthly mortgage payment may be higher. Closing costs are not included, and are assumed to be paid by the lender. If the closing costs are financed, the loan and payment amounts will be higher. Program cannot be combined with any other offer. Restrictions apply. Limited offer.*

 

Love the program and want to find the Perfect H&H Home? Click the "Find Your Home" at the top of the page to find a home in your area today, or fill out the form below to be connected with a financial representative from your area of interest.