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First Steps in the Homebuying Journey

Posted: May 29, 2020

First Steps in the Homebuying Journey

At H&H Homes, first-time homebuyers often come to us with questions about timing. What comes first – a home loan or a contract? How quickly can I move into my new home? Who will I be working with throughout the process?

First things first – determine a timeframe that makes sense for you and your family. If you are financially prepared and are looking to move relatively quickly, a brand-new H&H Home could be yours in as little as one or two months. If that is faster than you’re prepared to make a move, don’t worry – the process can move at your pace. And, if you are interested in a home that has not yet been constructed, things will take 6-8 months. As you’re thinking about timing, you’ll also want to prepare a budget that will help you map out how to save, spend, and organize your cash flow during the purchase process.

Once these pieces are in place, you can start touring homes (or taking virtual tours) and get in touch with a lender. Our preferred lenders can be found here. A lender will want to see your bank statements, tax returns, proof of employment, pay stubs, your credit report, and any other documentation of assets or debts.

Our team of Online Sales Counselors is here to help guide you through the process. Get in touch today!

 

On Preparing to Buy a New Home While Selling Your Current Home

Posted: May 22, 2020

Preparing to Buy a New Home While Selling Your Current Home

Buying a new home while you are still working to sell your current home is all about timing – and a bit of financial planning. First, it is a good idea to get an estimated timeline on your new home that factors in the sale of your current home. Working with a reliable real estate agent who can help you set the best possible listing price for your current home is also an important step. Agents will be able to explain market tendencies and ensure that you align your desired move-in timeframe with a financial plan. Once you’re under contract on a new H&H home, we recommend timing the sale of your current home to approximately the same time as your new home. The team at H&H Homes is happy to work with you to build a plan that meets your unique needs around selling and preparing to close on a new home.

Have other questions about buying a new home? Please visit our new home buying FAQ page!

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